/* DriveLower — shared stylesheet. Mobile-first. Light theme modeled on the
   GEICO agency look: white header, GEICO-blue hero and footer, pale-blue bands,
   navy text, lime highlight. */
:root {
  --bg: #FFFFFF; --surface: #FFFFFF; --soft: #F1F7FF; --band: #E3EFFF;
  --fg: #172B48; --muted: #506079;
  --ink: #144A9B; --ink-deep: #0F3A7C; --on-ink: #FFFFFF; --on-ink-muted: #D7E0ED;
  --accent: #144A9B; --accent-hover: #0F3A7C; --accent-fg: #FFFFFF; --highlight: #D8F395;
  --line: #D7E0ED; --focus: #2563EB; --error: #C62828; --tint: #F1F7FF;
  --shadow: 0 12px 32px rgba(20,74,155,.14);
  --font-display: "Figtree","Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,Arial,sans-serif;
  --font-body: "Figtree",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --radius: 14px; --radius-sm: 10px; color-scheme: light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--font-body);font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased;padding-bottom:84px}
@media (min-width:760px){body{padding-bottom:0}}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:var(--surface);z-index:50}
img,svg{max-width:100%}
a{color:inherit}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.12;margin:0;text-wrap:balance}
p{margin:0}
.wrap{width:100%;max-width:1080px;margin-inline:auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.eyebrow{font-family:var(--font-display);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--surface);color:var(--fg);padding:8px 12px;border-radius:8px;z-index:100}
.skip:focus{left:8px}

/* Header + nav */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:var(--surface);color:var(--fg);box-shadow:0 1px 0 var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px}
.brand-group{display:flex;align-items:center;gap:12px;min-width:0}
.agency-logo{display:block;height:30px;width:auto;flex:0 0 auto}
@media (min-width:480px){.agency-logo{height:38px}}
.brand-divider{width:1px;align-self:stretch;margin-block:14px;background:var(--line)}
.brand{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-family:var(--font-display);font-weight:800;font-size:19px;letter-spacing:-.01em;min-width:0;color:var(--fg)}
@media (min-width:480px){.brand{font-size:22px}}
.brand-mark{width:26px;height:26px;flex:0 0 auto}
@media (max-width:379px){.brand-mark{display:none}}
.brand-name span{color:var(--accent)}
.call-link{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-family:var(--font-display);font-weight:700;font-size:15px;padding:10px 14px;border-radius:999px;border:1.5px solid var(--line);color:var(--accent);white-space:nowrap}
.call-link svg{width:16px;height:16px}
.call-link:hover{background:var(--soft)}
.call-link .num{display:none}
@media (min-width:700px){.call-link .num{display:inline}.call-link .short{display:none}}
.site-nav{background:var(--surface);color:var(--fg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.site-nav .wrap{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.site-nav .wrap::-webkit-scrollbar{display:none}
.site-nav .wrap{justify-content:flex-start}
@media (min-width:900px){.site-nav .wrap{justify-content:space-between}}
.site-nav a{flex:0 0 auto;text-decoration:none;font-family:var(--font-display);font-weight:600;font-size:15px;padding:12px 12px;color:var(--fg);border-bottom:3px solid transparent}
.site-nav a:hover,.site-nav a[aria-current="page"]{color:var(--accent);border-bottom-color:var(--accent)}

/* Hero */
.hero{background:var(--ink);color:var(--on-ink);padding-block:44px 52px;text-align:center}
@media (min-width:760px){.hero{padding-block:64px 72px}}
.hero-grid{display:grid;gap:26px;justify-items:center;max-width:760px;margin-inline:auto}
.hero-grid .quote-card{width:100%;max-width:560px;text-align:left}
.hero .eyebrow{color:var(--on-ink);opacity:.9;margin-bottom:14px}
.hero h1{font-size:clamp(32px,6vw,52px);font-weight:700;letter-spacing:-.02em;max-width:20ch;margin-inline:auto}
.hero h1 .hl{display:block;color:var(--highlight)}
.hero .lede{margin-top:16px;font-size:clamp(17px,2.2vw,19px);color:var(--on-ink);opacity:.92;max-width:52ch;margin-inline:auto}
.hero .disclose{margin-top:14px;font-size:12px;color:var(--on-ink-muted)}
.hero.compact{padding-block:32px 36px}
@media (min-width:760px){.hero.compact{padding-block:48px 52px}}
.crumbs{display:flex;flex-wrap:wrap;justify-content:center;gap:6px;list-style:none;padding:0;margin:0 0 14px;font-size:13px;color:var(--on-ink-muted)}
.crumbs li+li::before{content:"/";margin-right:6px;opacity:.6}
.crumbs a{text-decoration:none}
.crumbs a:hover{text-decoration:underline}

/* Quote card */
.quote-card{background:var(--surface);color:var(--fg);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;min-width:0}
@media (min-width:760px){.quote-card{padding:28px}}
.quote-card h2{font-size:22px;font-weight:800;letter-spacing:-.01em}
.quote-card .sub{color:var(--muted);font-size:15px;margin-top:6px}
.zip-form{margin-top:18px}
.zip-row{display:grid;gap:10px}
@media (min-width:480px){.zip-row{grid-template-columns:1fr auto}}
.zip-input{width:100%;min-width:0;font:inherit;font-family:var(--font-display);font-size:20px;font-weight:700;letter-spacing:.08em;padding:16px 18px;border:2px solid var(--line);border-radius:var(--radius-sm);background:var(--surface);color:var(--fg)}
.zip-input::placeholder{letter-spacing:0;font-weight:500;color:var(--muted)}
.zip-input:focus{border-color:var(--focus);outline:none;box-shadow:0 0 0 4px color-mix(in srgb,var(--focus) 22%,transparent)}
.zip-input[aria-invalid="true"]{border-color:var(--error)}
.btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--font-display);font-size:18px;font-weight:800;padding:16px 22px;border:0;border-radius:var(--radius-sm);background:var(--accent);color:var(--accent-fg);cursor:pointer;white-space:nowrap;text-decoration:none;transition:background .15s ease,transform .08s ease}
.btn-primary:hover{background:var(--accent-hover)}
.btn-primary:active{transform:translateY(1px)}
.btn-primary svg{width:18px;height:18px}
.form-error{display:none;margin-top:10px;font-size:14px;color:var(--error);font-weight:600}
.form-error.show{display:block}
.micro-trust{display:flex;flex-wrap:wrap;gap:8px 16px;margin-top:16px;padding:0;list-style:none;font-size:14px;color:var(--muted)}
.micro-trust li{display:inline-flex;align-items:center;gap:6px}
.micro-trust svg{width:16px;height:16px;color:var(--accent);flex:0 0 auto}

/* Trust strip */
.trust-strip{background:var(--band);border-bottom:1px solid var(--line)}
.trust-strip .wrap{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 20px;padding-block:20px}
@media (min-width:760px){.trust-strip .wrap{grid-template-columns:repeat(4,minmax(0,1fr))}}
.trust-item{display:flex;align-items:center;gap:10px;min-width:0;font-size:15px;font-weight:500;color:var(--fg)}
.trust-item svg{width:22px;height:22px;color:var(--accent);flex:0 0 auto}

/* Sections */
.section{padding-block:48px}
@media (min-width:760px){.section{padding-block:72px}}
.section.tight{padding-block:32px}
.section-head{max-width:62ch;margin-bottom:26px}
.section-head .eyebrow{color:var(--accent);margin-bottom:10px}
.section-head h2{font-size:clamp(25px,4vw,34px);font-weight:800;letter-spacing:-.02em}
.section-head p{margin-top:12px;color:var(--muted);font-size:17px}

/* Card grids (coverage, states, guides) */
.card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
@media (min-width:760px){.card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}}
.card-grid.two{grid-template-columns:1fr}
@media (min-width:760px){.card-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px;min-width:0;display:flex;flex-direction:column;gap:10px;text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--accent);transform:translateY(-2px)}
.card .icon{width:44px;height:44px;border-radius:12px;background:color-mix(in srgb,var(--accent) 14%,var(--surface));color:var(--accent);display:grid;place-items:center}
.card .icon svg{width:24px;height:24px}
.card h3{font-size:18px;font-weight:800}
.card p{font-size:15px;color:var(--muted)}
.card .more{margin-top:auto;font-family:var(--font-display);font-weight:700;font-size:14px;color:var(--accent)}

/* Steps */
.steps{display:grid;gap:16px}
@media (min-width:760px){.steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}}
.step{display:flex;gap:14px;min-width:0}
.step-num{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:var(--band);color:var(--accent);font-family:var(--font-display);font-weight:800;font-size:18px;display:grid;place-items:center}
.step h3{font-size:18px;font-weight:800}
.step p{margin-top:4px;font-size:15px;color:var(--muted)}

/* Why band */
.why-band{background:var(--soft);border-block:1px solid var(--line)}
.why-grid{display:grid;gap:22px}
@media (min-width:760px){.why-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 40px}}
.why{display:flex;gap:14px;min-width:0}
.why svg{width:26px;height:26px;color:var(--accent);flex:0 0 auto;margin-top:2px}
.why h3{font-size:18px;font-weight:800}
.why p{margin-top:4px;font-size:15px;color:var(--muted)}

/* Call band */
.call-band{background:var(--fg);color:var(--on-ink)}
.call-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px;padding-block:36px}
.call-band h2{font-size:clamp(22px,3.4vw,28px);font-weight:800;letter-spacing:-.01em}
.call-band p{margin-top:6px;color:var(--on-ink-muted);max-width:52ch}
.btn-call{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-display);font-weight:800;font-size:18px;padding:14px 22px;border-radius:var(--radius-sm);background:var(--highlight);color:var(--fg);text-decoration:none;white-space:nowrap}
.btn-call svg{width:18px;height:18px}
.final .quote-card{max-width:620px}

/* Article / content layout */
.content-grid{display:grid;gap:32px}
@media (min-width:960px){.content-grid{grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start}}
.sidebar{position:sticky;top:calc(env(safe-area-inset-top,0px) + 112px);display:grid;gap:18px;min-width:0}
.prose{min-width:0;max-width:70ch}
.prose h2{font-size:clamp(23px,3.4vw,30px);font-weight:800;letter-spacing:-.015em;margin:40px 0 14px}
.prose h3{font-size:20px;font-weight:800;margin:28px 0 10px}
.prose h2:first-child{margin-top:0}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 16px;padding-left:22px}
.prose li{margin-bottom:6px}
.prose li::marker{color:var(--accent)}
.prose a{color:var(--accent-hover);font-weight:600}
.prose strong{color:var(--fg)}
.prose .meta{font-size:14px;color:var(--muted);margin-bottom:20px}
.quick-answer{background:var(--tint);border:1px solid var(--line);border-left:5px solid var(--accent);border-radius:var(--radius-sm);padding:16px 18px;margin:0 0 24px}
.quick-answer .label{font-family:var(--font-display);font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent-hover);margin-bottom:6px}
.quick-answer p{margin:0;font-size:17px}
.table-wrap{overflow-x:auto;margin:0 0 20px;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--surface)}
table{border-collapse:collapse;width:100%;min-width:420px;font-size:15px}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-family:var(--font-display);font-weight:800;font-size:13px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);background:color-mix(in srgb,var(--line) 35%,var(--surface))}
tr:last-child td{border-bottom:0}
.callout{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);padding:16px 18px;margin:0 0 20px;font-size:15px;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0 0 20px}
.chips li{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:6px 12px;font-size:14px;font-weight:600}
.chips a{text-decoration:none}
.faq{display:grid;gap:10px;margin:0 0 20px}
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);padding:0 18px}
.faq summary{cursor:pointer;font-family:var(--font-display);font-weight:700;font-size:17px;padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--accent);flex:0 0 auto}
.faq details[open] summary::after{content:"–"}
.faq .answer{padding:0 0 16px;color:var(--muted);font-size:16px}
.faq .answer p{margin:0 0 10px}
.faq .answer p:last-child{margin:0}
.link-list{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.link-list a{display:flex;justify-content:space-between;gap:10px;text-decoration:none;font-weight:600;font-size:15px;padding:10px 12px;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--surface)}
.link-list a:hover{border-color:var(--accent)}
.link-list a::after{content:"→";color:var(--accent)}
.side-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:18px}
.side-card h3{font-size:16px;font-weight:800;margin-bottom:10px}
.side-card .quote-card{box-shadow:none;padding:0}

/* Footer */
.site-footer{padding-block:40px 32px;font-size:14px;color:var(--on-ink-muted);background:var(--ink)}
.site-footer a{color:var(--on-ink)}
.footer-brand{display:flex;flex-wrap:wrap;align-items:center;gap:16px 22px;margin-bottom:28px;padding-bottom:24px;border-bottom:1px solid rgba(255,255,255,.18)}
.footer-brand .brand{color:var(--on-ink)}
.footer-brand .brand-name span{color:var(--highlight)}
.footer-brand .agency-logo{height:42px}
.footer-grid{display:grid;gap:26px;margin-bottom:26px}
@media (min-width:760px){.footer-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}
.footer-grid h3{font-family:var(--font-display);font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--on-ink);margin-bottom:10px}
.footer-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.footer-grid a{text-decoration:none}
.footer-grid a:hover{text-decoration:underline;color:var(--highlight)}
.site-footer .legal{max-width:90ch;line-height:1.6;font-size:13px;margin-top:12px}
.site-footer strong{color:var(--on-ink)}
.site-footer .bottom{display:flex;flex-wrap:wrap;gap:10px 18px;justify-content:space-between;margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.18)}
.site-footer .bottom nav{display:flex;flex-wrap:wrap;gap:14px}

/* Mobile sticky bar */
.sticky-bar{position:fixed;left:0;right:0;bottom:0;z-index:40;display:grid;grid-template-columns:1fr auto;gap:10px;padding-top:10px;padding-bottom:calc(10px + env(safe-area-inset-bottom,0px));padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));background:var(--surface);border-top:1px solid var(--line);box-shadow:0 -8px 24px rgba(0,0,0,.08)}
@media (min-width:760px){.sticky-bar{display:none}}
.sticky-bar .btn-primary{padding:14px 18px;font-size:16px}
.sticky-call{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:52px;padding:0 18px;border-radius:var(--radius-sm);border:2px solid var(--accent);color:var(--accent);background:var(--surface);font-family:var(--font-display);font-weight:800;font-size:16px;text-decoration:none}
.sticky-call svg{width:22px;height:22px}

/* Sidebar quote card is narrow: stack the ZIP row */
.sidebar .zip-row{grid-template-columns:1fr}

.hero .quote-card{border:6px solid rgba(255,255,255,.18);background-clip:padding-box}
.hero .quote-card h2{color:var(--fg)}
/* Agency badge on content pages */
.agency-badge{display:flex;align-items:center;gap:12px;font-size:13px;color:var(--muted)}
.agency-badge img{height:34px;width:auto}

/* Secondary action: call for a quote */
.btn-secondary{display:inline-flex;align-items:center;justify-content:center;gap:10px;width:100%;font-family:var(--font-display);font-size:17px;font-weight:600;padding:14px 18px;border:2px solid var(--accent);border-radius:var(--radius-sm);background:var(--surface);color:var(--accent);text-decoration:none;transition:background .15s ease}
.btn-secondary:hover{background:var(--soft)}
.btn-secondary svg{width:18px;height:18px;flex:0 0 auto}
.btn-secondary strong{font-weight:800;white-space:nowrap}
.call-alt{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);display:grid;gap:8px;text-align:center}
.call-alt .or{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.call-note{font-size:13px;color:var(--muted)}

/* Solid "Call for a Quote" button, same weight as Get My Quote */
.btn-call-quote{display:inline-flex;align-items:center;justify-content:center;gap:10px;width:100%;font-family:var(--font-display);font-size:18px;font-weight:800;padding:16px 22px;border:0;border-radius:var(--radius-sm);background:var(--accent);color:var(--accent-fg);text-decoration:none;transition:background .15s ease,transform .08s ease}
.btn-call-quote:hover{background:var(--accent-hover)}
.btn-call-quote:active{transform:translateY(1px)}
.btn-call-quote svg{width:18px;height:18px;flex:0 0 auto}
.sticky-call{background:var(--accent);color:var(--accent-fg);border-color:var(--accent)}

/* Business hours: call buttons hidden outside Mon-Fri 9:00-6:30 ET */
.calls-closed .call-cta{display:none!important}
.calls-closed .sticky-bar{grid-template-columns:1fr}