About DriveLower
Is DriveLower the same as GEICO?
DriveLower is operated by IBRP, Inc, an exclusive GEICO agency. We write GEICO policies, so the quote you receive is a real GEICO quote. We are an independently owned agency and not GEICO's corporate office.
What happens after I enter my ZIP code?
You go straight to a secure quote page on sales.geico.com with our agency code attached. You answer a few questions about your vehicle and drivers, see your rate, and can buy online or finish with us by phone.
Which states does DriveLower serve?
Our primary service area is Florida, Georgia, Alabama, South Carolina and North Carolina. If you're elsewhere, enter your ZIP code and we'll show you what's available.
Does it cost anything to get a quote?
No. Quotes are free and there's no obligation to buy.
Is my information safe?
Your quote is completed on GEICO's secure site. DriveLower only uses your ZIP code to route you to the right quote and does not store personal information.
Can I talk to a real person?
Yes. Call (904) 622-1850 and a licensed agent will help you quote, buy or review coverage.
What can I insure through DriveLower?
Auto, motorcycle, boat, renters, condo and homeowners insurance, plus other lines available through the GEICO Insurance Agency.
How long does a quote take?
About two minutes for a typical auto quote once you've entered your ZIP code.
Can I bundle policies?
Yes. Bundling auto with renters, home or condo coverage usually earns a multi-policy discount.
Will getting a quote affect my credit score?
No. Insurance quotes use a soft inquiry, which does not affect your credit.
What if I already have GEICO?
You can still call us to review your coverage, add discounts or bundle additional policies.
How do I file a claim?
Claims are handled directly by GEICO 24/7 online, in the GEICO mobile app or by phone. We're happy to help point you in the right direction.
State-specific questions
- Florida car insurance FAQ
- Georgia car insurance FAQ
- Alabama car insurance FAQ
- South Carolina car insurance FAQ
- North Carolina car insurance FAQ