The most valuable car insurance discounts are usually multi-policy (bundling), multi-vehicle, good driver, good student, and military or federal-employee affiliations. Smaller discounts for anti-theft devices, defensive driving courses, paperless billing, autopay and paying in full add up. Ask your agent to review every discount at each renewal.
Multi-policy (bundle)
Combine auto with renters, home, condo, motorcycle or boat. This is typically the largest single discount.
Multi-vehicle
Insuring two or more vehicles on one policy lowers the per-car cost.
Good driver
No accidents or violations for a set period, often three to five years.
Good student
Full-time students under 25 with a B average or better.
Military and federal employee
Active duty, reserve, retired military and federal employees often qualify for affiliation discounts, a meaningful factor in military communities like Jacksonville, Pensacola, Columbus, Fayetteville, Columbia and Huntsville.
Defensive driving course
An approved course can earn a discount and, in some states, remove points.
Vehicle safety and anti-theft
Airbags, anti-lock brakes, daytime running lights and anti-theft systems.
Payment and paperless
Paying in full, automatic payments and paperless documents each shave a little off.
Driver training for teens
Completing driver's education lowers a young driver's rate.
Emergency deployment
Deployed service members may be eligible for reduced rates while their vehicle is stored.
Ready to see your number?
Enter your ZIP code and you'll go straight to a secure GEICO quote. It takes about two minutes and there's no obligation. Or call (904) 622-1850 to quote with a licensed agent.
Frequently asked questions
Do discounts stack?
Most do, up to a cap set by the insurer. Ask your agent to apply every one you qualify for.
How do I know which discounts I'm getting?
Your declarations page lists them. If anything's missing, call (904) 622-1850 and we'll check.