A GEICO quote is a free, no-obligation price for a GEICO insurance policy. You can get one in about 2 minutes by entering your ZIP code on this page, or by phone at (904) 622-1850. DriveLower is operated by IBRP, Inc, an exclusive GEICO agency, so the quote you receive is generated by GEICO at GEICO's rates, with a licensed local agent attached to help you.
How to get a GEICO quote online
Enter your ZIP code
Type your 5-digit ZIP code into the quote box and click Get My Quote. Your ZIP tells GEICO which rates and coverages apply where you live.
Answer a few questions
You land on GEICO's secure quote page with our agency code attached. Add your vehicles and drivers, pick your coverage, and GEICO prices it. About 2 minutes.
See your rate and buy
Review the quote, adjust deductibles or limits, then buy online. Prefer help? Call (904) 622-1850 and we'll finish it together.
GEICO quote by phone
If you'd rather talk it through, call DriveLower at (904) 622-1850, Monday through Friday, 9:00 am to 6:30 pm Eastern. A licensed agent will run your GEICO quote, explain what each coverage does, apply every discount you qualify for, and can bind the policy on the call. Phone quotes are free and carry no obligation.
What you'll need for a GEICO quote
- ZIP code and garaging address for each vehicle
- Vehicle details: year, make, model and, if handy, the VIN
- Driver details: date of birth and driver's license number for every licensed driver in the household
- Current insurance: your insurer, coverage limits and policy expiration date (helps match or beat your current coverage)
- Driving history: any tickets, accidents or claims in the last 3 to 5 years
- Annual mileage and how each vehicle is used (commute, pleasure, business)
What you can get a GEICO quote for
Start with auto, then bundle. Combining policies is one of the simplest ways to lower your total.
Auto, motorcycle, RV and boat quotes are GEICO policies. Homeowners, renters and condo coverage is placed through the GEICO Insurance Agency with partner carriers, and bundling it with your GEICO auto policy can earn a multi-policy discount.
Why get your GEICO quote through DriveLower?
Same GEICO rates. Your quote is built by GEICO's own system. We don't mark it up and we can't mark it down; the price is GEICO's price.
A licensed agent on your side. Because our agency code is attached to your quote, you have a real person to call about coverage, discounts, claims questions or changes, instead of a general 800 number.
Local knowledge. We work with drivers in Florida, Georgia, Alabama, South Carolina and North Carolina every day and know each state's minimums, no-fault rules and uninsured motorist requirements.
No pressure. Quotes are free, there's no obligation, and getting one won't affect your credit.
Tips to lower your GEICO quote
Bundle auto with home, renters or condo. Raise deductibles on collision and comprehensive from $500 to $1,000 if you could cover it tomorrow. Ask about discounts: good driver, good student, multi-vehicle, defensive driving course, military, federal employee, anti-theft equipment and paying in full. Keep coverage continuous; a lapse raises your next quote. For the full list, read 12 ways to lower your car insurance and discounts you might be missing.
GEICO quote FAQ
How do I get a GEICO quote?
Enter your 5-digit ZIP code on drivelower.com and you are taken to a secure GEICO quote page with the DriveLower agency code attached. Answer a few questions about your vehicle, drivers and address and your GEICO rate appears in about 2 minutes. You can also get a GEICO quote by phone by calling DriveLower at (904) 622-1850.
Is a GEICO quote free?
Yes. A GEICO quote through DriveLower is free, and there is no obligation to buy. Requesting a quote uses a soft credit inquiry that does not affect your credit score.
How long does a GEICO quote take?
About 2 minutes online. Have your ZIP code, the year, make and model of each vehicle, and the driver's license numbers of everyone in the household handy, and it goes faster.
Can I get a GEICO quote by phone?
Yes. Call DriveLower at (904) 622-1850, Monday through Friday 9:00 am to 6:30 pm Eastern, and a licensed agent will run your GEICO quote and answer coverage questions.
Is a GEICO quote from DriveLower the same as one from GEICO?
Yes. DriveLower is operated by IBRP, Inc, an exclusive GEICO agency. Your quote is generated by GEICO's own quoting system at the same GEICO rates; the only difference is that a licensed local agent is attached to your quote to help you.
What information do I need for a GEICO quote?
Your ZIP code and address, the year, make, model and VIN (if available) of each vehicle, the date of birth and driver's license number of each driver, your current insurer and coverage limits, and a rough annual mileage.
What can I get a GEICO quote for?
Auto, motorcycle, RV, boat, homeowners, renters and condo insurance. Auto, motorcycle, RV and boat quotes are GEICO policies; home, renters and condo coverage is placed through the GEICO Insurance Agency with partner carriers.
Is a GEICO quote a hard credit check?
No. GEICO uses a soft inquiry for quotes, which is visible only to you and does not lower your credit score.
How long is a GEICO quote good for?
A GEICO quote is typically valid for 30 days as long as the information you provided stays accurate. You can return to it, adjust coverages and buy online or by phone.
Which states can DriveLower quote in?
Our primary service area is Florida, Georgia, Alabama, South Carolina, North Carolina, Tennessee, Kentucky, Arkansas, Illinois and Ohio. If you live elsewhere, enter your ZIP code and we'll show you what's available.
DriveLower is operated by IBRP, Inc, an independently owned exclusive GEICO agency, and is not GEICO's corporate office. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. Quote validity, coverages, discounts and availability vary by state and are subject to underwriting.